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This is a highly specialized insurance that covers breakdown and collapse of industrial machinery due to unforeseen pressure and explosion
Since such like perils are normally excluded under a fire policy, they are covered herein.
Machinery to be covered under this policy will include factory production machinery, workshop machinery, generators, industrial lathes, drills, compressors etc. Costs of irfreight and increased costs incurred as result of such damage can also be covered and recovered under the policy.

Causes of the loss will include:
» Bad workmanship
» Faulty design of the machine
» Shortage of water in boilers
» Short circuiting etc

For this cover to be granted the following conditions must be known :-
» The value of the property
» Maintenance processes
» Past claims records